Our office is out-of-network with all insurance companies and in-network policies.
We can gladly provide you with a superbill after your session if you would like.
Check out a few reasons below to work with an out-of-network therapist.
You desire a therapist with a unique skillset or certification
Private pay clinicians often specialize in different treatment modalities. Several of our clinicians have specific niche expertise including, play therapy, eating disorder treatment, Eye movement desensitization and reprocessing (EMDR), Cognitive-behavioral therapy, Play Therapy and Somatic Experiencing.
Private pay clinicians are not dictated by insurance companies how many sessions are needed and can work collaboratively with their clients needs and frequency of therapy.
Your insurance plan has a high deductible
A deductible is the amount you must pay before insurance coverage kicks in. If your out-of-network deductible for mental health (or behavioral health) is a higher rate, chances are your therapy cost may be able to contribute towards your deductible, but you may not meet that requirement for reimbursement.
Your out-of-network benefits are able to reimburse you
We recommend checking with your insurance policy prior to booking a session if you would like to submit your superbill for reimbursement. Insurance policies may have excellent out-of-network coverage, and you may qualify for reimbursement of partial/entire cost of your session.
You do not want to use your insurance benefits
We understand that out-of-pocket costs for therapy can be expensive, several of our clinicians offer a limited number of sliding scale spots in their case load, and our intern is able to offer reduced rates for sessions as well. If you are on another person's plan and do not wish for them to have access to your medical/therapeutic records, you may want to consider paying out of pocket.
You want highly personalized services
Insurance companies can dictate the number of client sessions they are willing to cover. Insurance also requires a diagnosis from your therapist to cover services. When you decide to work with a therapist who is out-of-network, your information, client notes, and possible diagnosis is not shared with anyone unless you sign a release of information form and actively decide to share any information.
* As per your informed consent, in cases of self-harm, suspected harm of another, elder or child abuse, information may need to be reported.*
Your therapist is a great match and they do not accept insurance
Similarly to what has been previously mentioned, if you limit your search to only in-network therapists, you are limiting your pool of potential counselors and excluding someone who may have expertise in something you are struggling with. Your relationship with your therapist is truly one of the most important aspects of therapy. Prioritizing the right fit with someone is completely worth it.
You don't want to wait to start therapy
If you limit yourself to searching for only in-network therapists, you may be put on a waitlist or have to spend several months before seeing a therapist. Especially for lesser known insurance companies, it can be difficult to find an in-network counselor who has open availability. Your mental health deserves priority.